Personal Loan – Saral
A simple personal loan with transparent charges and reducing-balance interest.
PopularKey features
Interest rate
18% p.a. (Reducing)
Loan amount
₹20,000 – ₹200,000
EMI frequency
Monthly
Tenure
6 / 9 / 12 months
Highlights
- ✓Loans up to ₹2,00,000
- ✓Tenure 6–12 months
- ✓Minimal documentation
Documents required
PAN card
Aadhaar
Photo
Bank statement
CIBIL report
Eligibility
- ✓Minimum age 21 years
- ✓Minimum monthly income ₹15,000
- ✓Salaried or self-employed with stable income.
Charges
Processing fee (+GST)
2%
File handling charge
₹500
All charges are disclosed upfront — no hidden fees.
EMI calculator
Estimated EMI
Total interest ·
Total
Indicative only. Final terms confirmed at sanction.